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Hospital Benefit

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Hospital Benefit

Healthcare expenses can add up quickly, especially when it comes to hospital stays and appointments. That’s why we offer a Hospital Benefit that provides financial support for both inpatient and outpatient services, as well as maternity cover within our WHA Healthcare cash plan. With our affordable monthly premiums, you can claim cash back on hospital visits without any hidden costs or extra charges. Let’s dive into the benefits of our Hospital Benefit and how it can help you manage your healthcare expenses more effectively.

Inpatient Benefits

Hospital stays can be stressful and costly, whether it’s due to lost income or unexpected expenses such as travel and subsistence costs for visitors. Our Hospital Benefit includes daily cash benefit for each day spent in the hospital as an inpatient. This benefit is designed to ease the financial burden, helping you cover expenses like:

  • Lost Income – While you’re recovering in the hospital, you might not be able to work, leading to a loss of income. Our plan provides a daily cash benefit to help offset this loss.
  • Travel Costs – Visiting a hospital can often mean significant travel expenses for both the patient and their visitors. Our cash plan can help cover these costs, ensuring that your loved ones can be by your side without financial stress. 
  • Subsistence Costs – Staying in a hospital often comes with additional costs, such as food and other essentials. Our plan provides financial support to help cover these expenses. 

Outpatient Benefits

Outpatient appointments are a critical part of managing ongoing health conditions, but they can also result in significant expenses. Our Hospital Cash Benefit helps you manage these costs by providing benefits for regular outpatient visits. This includes:
  • Travel Costs – Regular visits to the outpatient department can add up, especially if the hospital is far from home. Our plan offers financial support to help with travel expenses, ensuring you can keep up with your appointments without worrying about the cost.
  • Lost Income – Time off work for medical appointments can lead to lost income. Our plan provides cash benefits to help offset this loss, allowing you to focus on your health without financial stress.

According to Digital NHS statistics, the average cost of an outpatient appointment in the UK is approximately £120. This cost includes various factors such as travel expenses and lost income due to time off work. The significant financial burden associated with outpatient appointments has led to many patients missing their appointments, which further exacerbates delays and waiting times for those who do attend  (NHS England Digital)  (Q Community). With our cash plan, you can receive financial support to help manage these costs, making your healthcare journey smoother and more affordable.
Hospital Waiting Area
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Maternity Benefits

We offer this benefit through the WHA Healthcare cash plan. Welcoming a new baby is a joyous occasion, but it also comes with additional expenses. WHA’s Hospital Benefit includes maternity benefits to help new parents manage these costs. Whether it’s for a single birth or twins, our plan offers financial support for:
  • Pushchairs and Baby Essential – The cost of preparing for a new baby, including pushchairs, nappies, and other essentials, can be significant. Our maternity benefit provides cash support to help cover these expenses.
  • Extra Expenses – From hospital stays to extra food and supplies, the costs of having a baby can add up quickly. Our plan offers financial assistance to help manage these additional expenses.
  • Twins – Maternity benefit doubles if you have twins!

Studies show that the average cost of raising a child in the UK  during the first year can exceed £6,000 . Our maternity benefits are designed to provide support during this crucial time, ensuring you can focus on your growing family without financial worry.

Child Cash Plan Benefit

Our Child Cash Plan Benefit ensures that your child’s hospital stay is covered through our WHA Healthcare Plan. 

If a child remains as a hospital inpatient after the mother has been discharged, we will pay the hospital inpatient benefit at the child rates shown in the table of benefits. The benefit will be calculated from the date of the mother’s discharge, providing financial support for both inpatient and outpatient services, as well as consultation benefits. This plan is designed to ease the financial burden on families, ensuring that both mother and child receive the necessary care without additional stress.

Child Cash Plan Benefit

What do we cover?

Individual Cover

Dental cash plans start at just £7.00 a month, and they come with a host of other benefits too!

Joint Cover

Partner up and enjoy the benefits together for up to 12 cash benefits.

Employee Cover

Find out more about being a WHA Healthcare Cash plan corporate customer.

Why Choose WHA's Hospital Benefit?

Choosing WHA’s Healthcare Cash Plan means choosing peace of mind and financial security. Here are some reasons why our plan stands out:

  • Our plan is designed to be affordable, with low-cost monthly premiums that provide comprehensive coverage without breaking the bank.
  • We believe in transparency. Our plans come with no hidden costs or extra charges, so you know exactly what you’re getting.
  • Our Hospital Cash Plan covers a wide range of expenses, from inpatient stays to outpatient appointments and maternity costs.
  • As a not-for-profit organisation, we put people first. Our approachable and dependable staff are here to support you every step of the way.
  • The claims process is one of the most celebrated. We aim to pay our customers in 48 working hours. 
Professional Therapies Healthcare Benefit

Join WHA Today and Enjoy Peace of Mind

 

We believe that no one should have to worry about healthcare costs. Our Hospital Benefit is designed to provide financial support when you need it most, ensuring you can focus on your health and wellbeing.

  • Join WHA today and experience the convenience of our Hospital Benefit

As an individual, looking to join us on your own, or with your partner.

With WHA Healthcare, you’re not just a customer; you’re part of a community that cares about your health. Let us help you manage your healthcare expenses and provide the support you need to live a healthier, happier life.

WHA Dental cover as part of the Healthcare Cash Plan

How much does it cost And
How Much Can I Claim?

For a full breakdown of our costs as an individual, joint policy or business visit our cash plans page.