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What Is a Company Health Cash Plan?

A company health cash plan is an employer funded healthcare benefit that helps employees reclaim money spent on everyday healthcare costs such as dental check ups, eye tests and physiotherapy. It supports routine, predictable expenses rather than major hospital treatment, making it an affordable and practical wellbeing benefit for businesses of all sizes. Plans can be fully company paid, shared with employees in a hybrid arrangement, or funded via voluntary payroll contributions, giving businesses flexibility in how they support their workforce.

By helping staff access care sooner, businesses can reduce absence, improve morale and demonstrate genuine commitment to employee wellbeing. Company health cash plans are particularly valuable for organisations looking to offer meaningful health benefits without the cost or complexity of private medical insurance.

At WHA Healthcare, our company health cash plans are designed to be simple to understand, easy to use and accessible for businesses of all sizes.

How Does a Company Health Cash Plan Work?

Setting up and using a company health cash plan is straightforward:

  1. Choose a plan that suits your business and workforce
  2. Employees access treatment through their chosen provider
  3. Claims are submitted online with a receipt
  4. Reimbursement is paid quickly, typically within 48 hours

There are no complex forms, no medical underwriting, and no GP referral required for treatments.

Who Are Company Health Cash Plans For?

Company health cash plans are suitable for a wide range of organisations, including:

  • Small and medium sized businesses
  • Family run and growing companies
  • Employers looking to enhance existing benefits
  • Organisations seeking affordable wellbeing support

They are especially valuable for businesses that want to offer meaningful health benefits without the high costs associated with private medical insurance.

Why Do Employers Use Company Health Cash Plans?

  • Supporting Employee Wellbeing
  • Helping employees manage everyday healthcare costs makes it easier for them to stay healthy and address issues early, before they affect work or quality of life.
  • Reducing Absence and Disruption
  • Workplace health issues contribute significantly to time off. Supporting routine care can help reduce long-term absence linked to stress, musculoskeletal conditions and preventable health problems.
  • Improving Retention and Engagement
  • Employee health benefits remain one of the most valued workplace perks. A company health cash plan shows employees they are supported, helping businesses retain talent and improve morale.
  • Affordable and Predictable Costs
  • Cash plans are low-cost and easy to budget for, making them accessible even for smaller employers.

Real World Impact for Businesses

Imagine a growing business with 15 employees looking to support wellbeing without stretching budgets.

With a WHA Healthcare company health cash plan:

  • Employees can claim back costs for dental, optical and therapy treatments
  • Claims are fast and simple, with minimal administration
  • Cover can include part time staff
  • The plan can scale as the business grows

Over time, businesses often see improved engagement, fewer minor health related absences and stronger team loyalty and it’s all from one straightforward benefit.

Why Choose a WHA Healthcare Company Health Cash Plan?

  • Affordable plans suitable for teams of all sizes
  • Quick, simple claims process
  • No medical checks or complex exclusions
  • Clear, transparent cover with no hidden clauses
  • A not-for-profit approach that puts people first

Our dedicated business support will help you understand the options available and tailor a plan that fits your organisation’s needs.

Getting Started

Introducing a company health cash plan is simpler than many employers expect. With guidance from our business executive, onboarding employees and explaining the benefits is quick and stress free.

Supporting employee health isn’t just a perk, it’s a practical investment in your people and your business.