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Affordable Health Benefits for Not-for-Profit Staff

As a not-for-profit organisation, your mission is to make a difference, not chase profits. But while your focus is on delivering impact, you also need to look after the people who make that impact possible, which is your team.

Health and wellbeing support is one of the most valued benefits employees can receive. However, traditional health insurance is often costly and complex. That’s why more organisations in the third sector are turning to health cash plans, an affordable, straightforward way to offer meaningful health cover to staff.

In this article, we explore how these plans work, the benefits they offer, and why they’re such a strong fit for charities, CICs (Community Interest Companies), and community-based organisations.

Why Employee Health Support Matters

People working in the not-for-profit sector are deeply committed, but they’re not immune to stress, burnout, or health issues. Offering a simple way to manage everyday health costs can make a real difference to staff wellbeing.

A health cash plan helps your organisation:

Reduce employee absenteeism by encouraging early treatment
Show your team they’re genuinely valued
Improve retention and recruitment by offering real benefits
Build a culture of care and resilience

Even small investments in employee health can lead to long-term benefits for your mission and your team.

What Is a Health Cash Plan?

A Health cash plan is a low-cost health benefit that reimburses staff for everyday medical expenses. Unlike private health insurance, it’s designed to be affordable for everyday healthcare costs.

At WHA Healthcare, we specialise in covering the cost of everyday healthcare expenses. As a not-for-profit provider ourselves, we understand the need to keep things simple and fair.

With a WHA cash plan, your employees can reclaim costs for:

Routine dental treatments and check-ups
Prescription glasses, contact lenses, and eye tests
Physiotherapy
Alternative therapies

There are no hidden clauses. No exclusions based on medical history. Just dependable, everyday support.

Affordability Without Compromise

One of the main reasons not-for-profit organisations choose our health cash plans is because they are genuinely affordable.

Key benefits include:

Fixed low monthly premiums, starting from just a few pounds per employee
No excess or medical checks required
Easy tiered pricing to suit every budget
Quick claims turnaround for peace of mind
Immediate cover from day one

It’s a simple, predictable way to offer healthcare support and ideal for small charities, growing community groups, or national third-sector organisations alike.

Designed for the Way You Work

We’ve built our health cash plans to support how your organisation runs.

That means:

Minimal admin, because we handle the setup and provide all the communications
Clear terms, so your team know exactly what they’re covered for
Scalable plans that grow with you
No long contracts or obligations

It’s designed to be as dependable and human as your organisation is.

Want to see what a plan could look like for your team? Explore our business health cash plan, or speak to us for a free, no-pressure consultation.

Helping You Deliver Your Mission

Offering a health benefit isn’t just about perks. It’s about protecting the wellbeing of the people driving your cause forward.

Here’s how our health cash plans can support your wider goals:

Reduce stress by covering common costs that often get delayed (e.g. dental appointments, new glasses)
Encourage early health intervention so staff feel better, faster
Reinforce your values by caring for those who care for others
Provide peace of mind that’s both personal and professional

And because WHA Healthcare is a not-for-profit too, you can be confident our priorities align with yours. Every pound we earn goes back into improving our service, not to shareholders.

Why WHA Healthcare?

We’re proud to be one of the UK’s longest-standing providers of health cash plans. Here’s what sets us apart:

We’ve been supporting third-sector teams for over 75 years
We’re friendly, flexible, and easy to work with
We offer a range of health cover plans tailored for not-for-profits
We’re trusted by charities, hospices, and CICs across the UK

Everything we do is guided by our core belief – that no one should delay basic healthcare because of cost.

Next Steps

You don’t need to overhaul your benefits strategy to show your team you care. A health cash plan is a small step that makes a big difference.

✔ Read our Not-for-profit cash plan blog

✔ Email us to get started

We’ll talk through your needs, help you choose the right level of cover, and make the setup quick and painless. We won’t advise you to choose a specific plan, however we have plenty of resources to provide you with information so you can make your choice.

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Let’s make simple, affordable healthcare part of your organisation’s story.